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Registration Guide

Home / E-Commerce / Guide

4 Simple Steps to Security

You will be prompted to register during your first online transaction with a RuPay card.

1

Verify Card Details

Enter your RuPay card information on the merchant's payment page as usual. You'll need:

  • Card Number
  • Expiry Date (MM/YY)
  • CVD2 (3-digit code on the back)
[ Card Input Fields ]
2

OTP Verification

A One-Time Password (OTP) will be sent to your registered mobile number. Enter it on the PaySecure screen to verify your identity.

Never share your OTP with anyone.
Enter OTP: _ _ _ _ _ _
3

Set Secret Phrase & Image

Select a secret image from the gallery and write a personalized secret phrase. This combination helps you identify the legitimate bank site in future transactions.

Example Phrase: "Shopping for Mom's Birthday"

4

Setup Your Secure PIN

Set your permanent RuPay PaySecure PIN using the shuffling virtual keypad. This PIN is different from your ATM PIN and is used exclusively for online payments.

Virtual Keypad Mockup

How to Pay After Registration?

Once registered, your future transactions are even faster.

1.

Enter Card Details

Standard details on the merchant checkout page.

2.

Verify Secret Phrase

Ensure it's YOUR image and phrase shown on screen.

3.

Enter PaySecure PIN

Finalize with your PIN on the virtual keypad.

Still have questions? View FAQs
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022-22717800 | mcbank@mcb.bank.in

Municipal Bank Bhavan, 245, P'Dmello Road,
Fort, Mumbai – 400 001

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The Municipal Co-operative Bank Ltd., Mumbai is registered with DICGC.

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