Accessibility Tools
Contrast
Text
Tools
Powered by Cleuz
Logo
Logo
Logo
Logo
Contact Us
Customer Grievance
Logo
Home
About Us
  • Bank Vision

  • History of Bank

  • Speech of Chairman

  • Annual Reports

  • Membership Details

  • Awards Received by Bank

  • HIGHLIGHTS

  • Progressive Overview

About Us
Deposits
  • Savings Account

  • Interest Rates

  • Term Deposit

  • Recurring Account

About Us
Loans
  • Emergency Loan

  • Medium Term Loan

  • Higher Education Loan

  • Other Loan

  • Housing Loan

  • Mortgage Loan

  • Vehicle Loan

  • Loan Related Information

About Us
Services
  • Lockers

  • ATM

  • RTGS/NEFT

  • Dividend Slip

  • Missed Call Alert

  • Monthly Statement

  • MCB Mobile Banking

  • MCB Mobile Policy

About Us
Management
  • Board of Directors

  • Executive's Profile

About Us
Customer Care
  • Management Contact

  • Branches All Over in Mumbai

  • Bank's ATMs locations

  • Unclaimed Deposits

  • Customer Grievance policy

  • Customer Online Grievance

About Us
Careers
More
  • Tender Invitation

  • Bank Charges

  • Whistle Blower Policy

  • Download Documents

  • Special Moments of Bank

  • Policy for Appointment of Auditor

  • Rupay Pay Secure

About Us
Contact Us Customer Grievance
Fast Admissibility

Emergency Loan

Home / Emergency Loan

Fast Approval

Available on the same day or next working day after full repayment of existing balance.

₹ 4,00,000 Limit

Avail up to ₹ 4 Lakhs or based on your Compulsory Deposit balance, whichever is lower.

10% Low Interest

Competitive 10% p.a. interest rate to support you during urgent situations.

Flexibility When You Need It Most

Designed for repeated support throughout the financial year.

Repayment Term

Maximum repayment tenure of up to 48 months via convenient deductions.

Easy Renewal

Loan can be renewed after continuous recovery of just 5 installments.

Multiple Use

Facility can be used multiple times between April 1st and March 31st.

Accessibility

Must get at least 1/4 of your gross salary in hand after all deductions.

Interest

10%

P.A. (Fixed)

Simple, Transparent, Emergency Credit Support.

Eligibility & Docs

  • 1
    KYC Compliance

    Official valid documents required for both borrower and guarantor(s).

  • 2
    Income Proof

    Latest payslip required (previous month's payslip accepted till 10th of current month).

  • 3
    CD Balance Check

    Loan limit is linked to your Compulsory Deposit balance for maximum security.

Facing a Financial Crisis?

Our quick-response desk is available at the head office and all branches to process your emergency loan applications with priority.

Contact Support

Next-day disbursal available for fully repaid loans.

Bank Logo

We value your trust and money with secure,
transparent, and modern banking solutions.

022-22717800

ho[at]mcbbank[dot]co[dot]in

Download the MCB Mobile app today

GET IT ON
Google Play
GET IT ON
App Store
DICGC Logo DICGC QR

The Municipal Co-operative Bank Ltd., Mumbai is registered with DICGC. Your deposits are safe with us.

About Bank

  • History & Legacy
  • Our Vision
  • Our Mission
  • Bank Performance
  • What's New
  • Board of Directors

Our Services

  • Savings Accounts
  • Term Deposits
  • Interest Rates
  • Recurring Deposits
  • Loan Schemes
  • UPI Payments

Help & Information

  • Contact Us
  • Branch Locator
  • ATM Locator
  • Careers
  • Online Grievance
  • Grievance Policy

© 2026 The Municipal Co-Op Bank Ltd. All rights reserved.

Web platform powered by Cleuz