Logo
Logo
Logo
Logo
Contact Us
Customer Grievance
Logo
Home
About Us
  • Bank Vision

  • History of Bank

  • Speech of Chairman

  • Annual Reports

  • Membership Details

  • Awards Received by Bank

  • HIGHLIGHTS

  • Progressive Overview

About Us
Deposits
  • Savings Account

  • Interest Rates

  • Term Deposit

  • Recurring Account

About Us
Loans
  • Emergency Loan

  • Medium Term Loan

  • Higher Education Loan

  • Other Loan

  • Housing Loan

  • Mortgage Loan

  • Vehicle Loan

  • Loan Related Information

About Us
Services
  • Lockers

  • ATM

  • RTGS/NEFT

  • Missed Call Alert

  • Monthly Statement

  • MCB Mobile Banking

  • MCB Mobile Policy

About Us
Management
  • Board of Directors

  • Executive's Profile

About Us
Customer Care
  • Management Contact

  • Branch locator

  • Bank's ATMs locations

  • Customer Grievance policy

  • Customer Online Grievance

  • Notices for customers

About Us
Careers
More
  • Tender Invitation

  • Bank Charges

  • Whistle Blower Policy

  • Download Documents

  • Unclaimed Deposits

  • Special Moments of Bank

  • Dividend Slip
  • Policy for Appointment of Auditor

About Us
Contact Us Customer Grievance

Highlights of the Bank

Home / Highlights

Our Journey & Ideals

Inspired by the lofty ideals for the betterment of the economic and material well-being of civic employees, this institution was registered under the Maharashtra Co-operative Societies Act in the year 1952.

After having obtained a licence from the Reserve Bank of India, it undertook Banking Business and opened a number of branches in Brihan Mumbai with an object to inculcate the habit of banking and thrift in Municipal employees as also to meet their credit needs & make all types of banking facilities available to its members and depositors, who are not only Municipal Employees but are from the general public as well—since the Bank is open for all.

Financial Position Highlights

Comparative growth over the last two financial years (Rs. In Crores)

Financial Indicator
31-03-2025 (Prev)
31-03-2026 (Curr)
Share Capital
154.11
157.16
Reserve & Other Funds
791.88
872.16
Deposits
4,384.55
4,811.06
Investments
2,150.31
2,702.63
Loans & Advances
3,123.21
3,131.82
Working Capital
5,719.93
6,218.71
Net Profit (Before Tax)
112.28
104.45
Net Profit (After Tax)
78.69
77.4
Total Membership
68,740
66,761
Branches
21
21
Dividend Declared
15% + 4%
Gross N.P.A.
4.54%
5.57%
Net N.P.A.
NIL
NIL
Capital Adequacy Ratio
14.33
14.85
Audit Classification
A
A

Quick Links

  • Annual Reports
  • Awards & Achievements
  • Board of Directors

Zero Fees Transfers

Our bank successfully provides RTGS & NEFT facilities to all verified customers completely free of any operational charges!

Explore RTGS
Bank Logo

022-22717800 | mcbank@mcb.bank.in

Municipal Bank Bhavan, 245, P'Dmello Road,
Fort, Mumbai – 400 001

Download the MCB Mobile app today

GET IT ON
Google Play
GET IT ON
App Store
DICGC Logo DICGC QR

The Municipal Co-operative Bank Ltd., Mumbai is registered with DICGC.

About Bank

  • History & Legacy
  • Our Vision
  • Our Mission
  • Bank Performance
  • What's New
  • Board of Directors

Our Services

  • Savings Accounts
  • Term Deposits
  • Interest Rates
  • Recurring Deposits
  • Loan Schemes
  • UPI Payments

Help & Information

  • Contact Us
  • Branch Locator
  • ATM Locator
  • Careers
  • Online Grievance
  • Grievance Policy

Newsletter

Please enter your e-mail and subscribe to our newsletter.

© 2026 The Municipal Co-Op Bank Ltd. All rights reserved.

Web platform powered by Cleuz