Our education loan covers all academic-related financial requirements, ensuring students can focus entirely on their studies without financial stress.
Whether it's a Premier Indian Institute or a Top Global University, our loan limits are designed to meet international standards.
We reward academic excellence. Meritorious students with outstanding track records are eligible for a **0.25% ROI concession**.
Starting Interest Rate
| Parameter | Official Bank Terms |
|---|---|
| Interest Rate (ROI) | 7.50% P.A. |
| Maximum Loan Limit | ₹ 40.00 Lakhs (Max 2 wards per member) |
| Repayment Tenure | Up to 120 Months (Up to 4 years Moratorium available) |
| Guarantor Policy | NO GUARANTOR NEEDED Contribution towards Surety Guarantee Fund @Rs. 5/- per thousand on sanctioned amount. |
Fees include: College/Hostel fees, Equipment, Instruments, Study Tours, Project Work, and Traveling Expenses.
The terms and condition and charges may vary subject to modifications in Loan Policy as approved by Board of Directors.