Municipal Co-Op Bank

Mobile Banking

The Municipal Co-Op. Bank Ltd., Mumbai brings you Mobile Banking service through which you get instant enquiry of customer accounts (Deposit/Loan), Funds transfer through NEFT, IMPS Value added services like Cheque requisition and IMPS (Immediate Payment Service by NPCI). This service enables you to transfer money from one account to another account in our bank as well as one bank to another bank instantly. IMPS service is available 24 X 7 and 365 days a year with no holidays.

You can send money to a beneficiary account from anywhere in India from your mobile phone. The money can be withdrawn by the beneficiary from his/her bank account or any ATM. Once the transaction gets completed, the remitter and beneficiary will get an SMS confirmation of the transaction immediately.

Features of Mobile Banking

Daily Transaction Limit: ₹50,000/-

Enquiry

Balance Enquiry
FD balance Enquiry
Last 5 Transaction Enquiry
Loan balance Enquiry
Funds transfer Limit Enquiry

Funds Transfer & IMPS

NEFT: 8:00 AM to 06:30 PM using A/c No. and IFSC
IMPS (24x7): P2P (Person to Person using Mobile No.)
IMPS P2A: (Person to Account using SB account No)
IMPS P2M: (Person to Merchant)

Services & Miscellaneous

Cheque Book Requisition
Stop Cheque
Revoke Cheque
Change PIN / App Password
Add / View / Delete Beneficiary

Advantages of Mobile Banking

Greater Customer convenience
Available on Holidays
Reduce Turnaround Times and Cost Savings
Extensive Application security
User friendly simple interface
Mobile banking having an edge over internet banking
Available across the banks

Pre-requisite for IMPS

Register yourself for mobile banking services with using your WAP/GPRS enabled handset.
Download software for mobile banking as per the guidance from the Bank.
Register yourself and get MPIN.
Beneficiary has to link his mobile number to his account and must have MMID number from his respective bank to receive funds.
Daily Transaction Limit for Mobile Banking is Rs. 50,000/- .

How to get Money?

Link your mobile number to The Municipal Co-op. Bank Ltd., Mumbai account to get your 7 digits mobile money identifier (MMID) from bank.
Share your mobile number and MMID with the remitter.
Ask the remitter to send money using your mobile number and MMID.
Check the confirmation SMS for credit to your account from the remitter.

How to send Money?

Register yourself for mobile banking with The Municipal Co-op. Bank ltd., Mumbai.
Get your 7 digit Mobile Money Identifier (MMID) from Bank.
Enable and activate your mobile banking service of your bank on your handset by downloading The Municipal Bank Mobile Application from play store, register yourself into it and get Mobile Banking PIN (MPIN)
Get beneficiary mobile number and his/her MMID.
Send money to the beneficiary following the menu option in the mobile application.
Check the confirmation SMS for debit to your account and credit to beneficiary account.

Checksum Value

Android(Version 1.13)

MD5 4f5fbb6f3143faf7e8e007631d5bc86d

SHA1 d080d00c59ea160a83be269b6e1eb60d37e2672b

SHA256 7ff34d1ece6071acb94b04f74f6e9cdd0d5446541d18af1ce129b01b10bbca9b

IOS(Version 1.6)

MD5 369c5449fddfe865b378e5c66c5b053f

SHA1 b41a31a2b7f5fcdad8218e7987fc25deadd17ff4

SHA256 7cc35a64b33ffa8fabbd434aa36e62e5704b6043c2050749dcaf759557ff98a6

Download & Registration

For using Municipal Bank Mobile Banking, your handset should be GPRS enabled. Simply download the Municipal Bank Mobile Banking Application from Google Play Store:
https://play.google.com/store/apps/details?id=com.lcode.mcb
Get yourself registered and set your MPIN for further transactions.

IMPS Member Banks

Major Banks in India are members of Interbank Mobile Payment Service.

Important Note for Incomplete Transactions

If in case of incomplete financial transactions through Mobile Banking, Bank will reverse the funds into Customers account on next working day.
If not reversed, Customer has to submit a complaint letter to branch. Then Bank will raise chargeback to the merchant’s bank and reversal or receipt of chargeback slip at Bank’s end may take 5 working days.
The procedure is as per Immediate Mobile Payment System / National Payments Corporation of India rules.
Customers should quote branch / account no. / registered mobile number in the complaints if any.