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Unclaimed Deposits

Information on the process of claiming unclaimed deposit / activating inoperative accounts.

Home / Unclaimed Deposits

Procedure to Activate / Operate Your Account

If the customer wishes to activate / operate the account then the accountholder should submit all fresh documents as per KYC norms to the branch. KYC documents are mandatory and should be submitted to claim these deposits. The list of KYC documents are mentioned in the respective deposit schemes for savings and current account.

Process for Claiming Unclaimed Deposit Accounts

Applicant (Account holders / Claimants) after checking their name and address on the List of Unclaimed Deposits displayed on this website will visit the branch maintaining his/her account and submit the "Claim Form" duly filled in and signed, along with the following common documents.

Common Documents Required
  • Passbook / Term Deposit Receipts (advices)
  • Two recent photographs, valid identity and address proof documents (KYC documents) with originals for verification

The account holder can refer to his/her Pass book / Statements of account, Term Deposit Receipts or advices to know the branch details.

Claim by Deposit Holder
  • Claimant to give in writing the reason for not operating the account for more than 10 years to the branch in the claim form.
  • Branch will obtain sanction from the respective authorities for payment of unclaimed deposit by putting suitable recommendation and will pay the amount after due diligence and KYC compliance to the account holder.
Claim by Nominee
  • Copy of death certificate of the account holder.
  • Branch while processing the applications will verify the nominations and follow the Bank's policy for claim settlement in case the claimant is a nominee.
Claim by Legal Heir
  • Copy of death certificate of the account holder.
  • Branch while processing the applications will meticulously follow the Bank's policy for claim settlement of deceased depositor.
Claim of Non-Individual Accounts

(Proprietorship, HUF and Company)

  • Claim forms will be submitted on Company's / firm's letter head duly signed by authorized signatories along with valid identity proof.
  • The claims will be settled by taking fresh KYC and issuing a pay-order in the name of the account.

View Unclaimed Deposit List

For the complete list of unclaimed deposits, click the link below.

For List of Unclaimed Deposit Click Here
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