Flexible financing for your most critical personal and professional needs.
Renovate or restore your existing property with eased capital.
Finance higher studies and professional courses for your wards.
Quick access to large capital for unforeseen hospital expenses.
Settlement of other existing loans as per RBI norms.
Member must have full titling to the property.
Available exclusively to bank members with clean records.
Minimum net take-home salary of 1/4th gross salary after all deductions.
| Parameter | Official Value |
|---|---|
| Interest Rate (ROI) | 10.50% P.A. |
| Maximum Loan Limit | ₹ 50.00 Lakhs (Or 75% of market value) |
| Eligibility | At least 3 years permanent MCGM service & 1 year bank membership |
| Repayment Term | 120 Months (Based on remaining service) |
Standard administrative and legal fees applicable at the time of processing.
We use empaneled architects and valuers to ensure you get the absolute best market valuation for your property. Contact us today for a free initial review.
The terms and condition and charges may vary subject to modifications in Loan Policy as approved by Board of Directors.