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Building Your Future

Housing Loan

Home / Housing Loan
EXCLUSIVE FEATURE

Joint Loan Advocacy

Scale your dreams with a collective strength.

If both husband and wife are members of the bank, they can jointly avail a Housing Loan of up to ₹ 60 Lakhs for the same house or flat. Non-member spouse income can also be considered to enhance your borrowing capacity up to 90% of the member's net salary.

₹ 60 Lakhs

Max Joint Limit

20 Years

Max Tenure

Multipurpose Scope

  • Purchase a Flat/Row House/Bungalow (Builder, CIDCO, MHADA, HUDCO, CHS)
  • Self-construction on owned Plot
  • Takeover of Housing Loan from other Financial Institutions/Banks

Attractive Interest Rates

Choose the plan that fits your financial strategy.

Loan Type (Up to ₹ 60 Lakhs) Interest Rate (P.A.)
Fixed Rate Option 8.50% Stability for your budget
Floating Rate Option 7.75% Benefit from market changes

Terms and charges are subject to modifications in Loan Policy as approved by Board of Directors.

Fee Transparency

Legal Fees

₹ 2,500

+ GST
Architect Fees

₹ 2,500

+ GST (Ready Poss.)
Processing Fees

₹ 1,500

+ GST
CERSAI Fee

₹ 100

+ GST

* Additional Architect fees apply for under-construction or out-of-MMRDA limit properties.

Housing Loan Top-Up Facility

Need additional funds for renovation or property upgrade? Avail our Top-Up facility on your existing house property.

₹ 25 Lakhs

Max Limit

10.00%

Interest Rate

120 Months

Max Repayment
Get Top-Up Info

Notice: The terms and condition and charges may vary subject to modifications in Loan Policy as approved by Board of Directors.

Professional Support Network

Reach out to our empaneled experts for legal and structural guidance.

Sr. No Name of Advocate Address Contact Details
1 ADV. DIPTI BAGWE KHARE A-402, TULIP CHS LTD., P.K. ROAD, BEHIND SAIDHAM, MULUND (W), MUMBAI - 400 080.
022-2564081 9920574272
2 ADV. ASHISH GIRI 14, 3RD FLOOR, VASUDEV MANSION, 30C/F, CAWASJI PATEL STREET, FORT, MUMBAI - 400 001.
22-49709046 9820272686
3 ADV. VIDYA VINAY BANDEKAR OFFICE NO 5, 1ST FLOOR, ASHOKA SHOPPING CENTRE, G.T. HOSPITAL COMPLEX, L T MARG, MUMBAI - 400 001.
22-703778 9869200613
4 ADV. VISHAL V LANJEKAR 102, AnantLaxmi Chambers, Dada Patil Marg, Shivaji Nagar, Thane (w), 400 602.
25400070 9920445366
5 ADV. S D DUMBRE E-1/14, B-3, SHIVNERI APARTMENT SECTOR 8, NERUL, NAVI MUMBAI - 400 706 Not Available
6 ADV. PRAVIN VILASRAO KAMBLE 9-A, 1ST FLOOR, APOLLO HOUSE, MUMBAI SAMACHAR MARG, INFRONT OF JAMMU KASHMIR BANK, FORT, MUMBAI - 400 001. 9820087357
7 ADV. ARSH MISHRA CHAMBER NO.3, 1ST FLOOR, FORT CHAMBERS, 2ND CROSS LANE, FORT, MUMBAI 400 023 7666950639
Sr. No Architect & Valuer Address Contact Details
1 SANMITI VALUERS PVT LTD. 504, RAINBOW CHAMBERS, NEAR MTNL, S.V. ROAD, KANDIVLI (W), MUMBAI - 400 067
28625129 28625153
2 MRS. SUSHMA C KASHALKAR SHOP NO 2, NAV MADHUBAN CHS, RAM MARUTI ROAD, THANE (W) 400 601.
25388132 9821902770
3 ARCH CONSULTANTS (S D THAKARE) 1 SHREE CHAMUNDA APARTMENT, LIBERTY GARDEN, CROSS ROAD NO 2, OPP MEHTA ESTATE, MALAD (WEST) MUMBAI - 400 064.
28826937 9833599876
4 M/S. APEXCONE ARCHITECTS 5TH FLOOR, 504, STAR CHS OLD PRABHADEVI ROAD, OPP PUSHPANJALI BUILDING, MUMBAI - 400 025. 9920555990
5 S B S ASSOCIATES (MRS SONALI B SHINDE) SHOP NO 1, MULUND TRUPTI CHS, G V SCHEME ROAD NO 4, MULUND (EAST) MUMBAI - 400 081. 9769219405
6 VISHAL V KADNE DHEERAJ DREAMS - I-C-508, BEHIND DREAMS MALL STATION ROAD, BHANDUP (WEST) MUMBAI - 400 078. 9594020888
7 UNMESH PATIL AND ASSOCIATES 4, JANARDHAN SADAN, Plot no E/19, Sector - 3, Belpada, Kharghar, Navi Mumbai - 410 210. 9867550550
8 TRUE VALUE (VIJAYKUMAR DHANAWADE) 134/18, KRISHNA MASTER CHAWL, NARIMAN LANE, TAKIYA WARD, S. M. MARG, KURLA WEST, MUMBAI – 400 070 8108126511
9 PRANJAL BHAGWATI KUSUM VIJAY HOUSE, OFFICE NO.8, 1ST FLOOR, 174-180 MODY STREET, FORT, MUMBAI – 400 001 9594170038

Own Your Dream Home Today

Our dedicated home loan experts are ready to guide you through the documentation and application process. Visit your nearest branch or contact the head office for more details.

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022-22717800

ho[at]mcbbank[dot]co[dot]in

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