A fixed amount is to be deposited monthly in the RD account. It is a deposit payable after a fixed period
(EFFECTED FROM 01.02.2026)
| Period | Rate |
|---|---|
| 1 Year to less than 2 Years | 6.75 % |
| 2 Years to less than 5 Years | 7.00 % |
| 5 Years to 10 Years | 6.00 % |
| 15 Months (Special Deposit Scheme) | 7.00 % |
Senior citizens are given additional 0.50% interest rate for a period of more than 1 year.