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For Any Query!Interest Rates
|
Interest Rates on Term Deposits |
|||
|---|---|---|---|
| Period | General Public | Senior Citizens | |
| 7 days to 45 days | 3.50% | 3.50% | |
| 46 days to 90 days | 3.75% | 3.75% | |
| 91 days to 179 days | 5.00% | 5.00% | |
| 180 Days to less than 1 Year | 6.00% | 6.00% | |
| 1 Year to less than 2 Years | 6.75% | 7.25% | |
| 2 Years to less than 5 Years | 7.75% | 8.25% | |
| 5 Years to 10 Years | 6.00% | 6.50% | |
| 15 Months (Special Deposit Scheme) | 7.00% | 7.50% | |
TDS is applicable to all Members and Nominal Members subject to Income Tax Act
As senior citizens are given additional 0.50% interest rate for a period of more than 1 year, the deposit of Rs.1 Crore and above will not get additional 0.25% interest.
RATE OF INTEREST ON LOANS
|
RATE
|
|
| Emergency Loan |
10.00% |
| Loan Against Compulsory Deposit |
Compulsory Deposits Rate of Interest plus 2.00% |
| Medium Term Loan up to Rs. 16,00,000/- |
10.90% |
| Loan Against Insurance Policies / National Saving Certificate |
10.00% |
| Higher Education Loan |
7.50% |
| 90% Housing Loan |
8.50% |
| Vehicle Loan |
7.75% |
| Mortgage Loan | 10.50% |
| Panel Charges on Default of Installment Payment |
1% on OD Amount |
Annual Report 2024-25
